Loans
Timber Loans
We share a deep understanding of the timber and forest products industries. With Farm Credit financing, you can expect a financial solution designed specifically for your timber operational needs by a team of industry experts.
Timber & Forestry Loans
Timber purchases may include:
- Land purchases
- Purchase of standing timber
- Equipment purchases
- Operating lines of credit
- Chip mills, sawmills, and other processing facilities
- Refinancing options
- Other forestry-related purposes
We'll help you with long-term loans that match the age, or stage, of your growing timber and cutting plans.
Timber loan terms typically include:
- Loan-to-value up to 65%. Possibly higher depending on borrower(s) capital position and quality and volume of timber to be harvested or offered as collateral.
- Equity – 50%, or greater. Capital and/or equity are key credit factors and, optimally, timber producers have 50%, or greater, equity.
- Loan terms. Terms tailored to match the growth or maturity of timber stand, or harvesting plans.
