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Financing agriculture

Most lenders don’t understand the cyclical nature of your business, but we do. We know what goes into building poultry houses, growing your cattle operation, or preparing for harvest.

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Ag Loans

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Understanding borrower needs since 1916

Farm Credit of Western Arkansas understands the needs of western Arkansas farmers, ranchers and rural homeowners. Most of our employees have agricultural backgrounds or ag degrees, and many own and operate farms themselves. Most importantly, we’ll tailor a loan to your farming operation and financial goals.

$11.5 MM Patronage Cash to members this year ($151.5 MM since 1996)

12,159 Total Stockholders (4% growth in 2021)

93% Small Farmers (less than $250K gross farm income)

57% Beginning Farmers (farming less than 10 years)

31% Young Farmers (age 35, and younger)

Jul 19, 2024

2023 Director Nominations Table Module Test

Jul 19, 2024

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Committed to rural western Arkansas

Supporting our local communities is a cornerstone of our cooperative business model. From cooking meals for exhibitors at the county fair, to sponsoring commodity group events and donating time, leadership and funds to youth programs of all types, you'll find Farm Credit and our employees engaged in your community.

Arkansas Secretary of Agriculture Wes Ward presenting scholarship awards to two HomeGrown by Heroes scholarship winners

2021 HomeGrown by Heroes scholarship recipients Michael Suttle and Mageline Fortune receive their $1,000 awards from Arkansas Secretary of State Wes Ward. The Farm Credit Associations of Arkansas sponsor these scholarships.

11 people posing for photo. College students in the Minorities in Ag, Natural Resources & Related Services organization are in front.

The Farm Credit Associations of Arkansas made a $1,000 donation to MANNRS (Minorities in Ag, Natural Resources & Related Services) to assist with travel and competition expenses.

CEO Brandon Haberer presents a check for $6,990 to a student representative of AR 4H., Dr. Martha Sartor and John Thompson of the AR 4-H Foundation.

Brandon Haberer presented a $6,990 check to the AR 4-H Foundation. Farm Credit makes a $10 donation for every qualifying ballot members cast in the annual director election and the funds are split equally between the AR 4-H and AR FFA Foundations. Dr. Martha Ray Sartor and Mr. John Thompson were also on hand to accept the donation.

16 smiling ladies standing in front of teal balloons at the AR Women in Ag conference.

The Farm Credit Associations of Arkansas are the premiere sponsor of the annual Arkansas Women in Agriculture Conference. Held in February, more than 170 women from across the state participated in the two-day event that featured keynote speakers, professional insight and networking opportunities.

6 people standing in front of a white marble wall at the AR State Capitol. Four on the right are wearing official FFA jackets and photo recognizes Farm Credit's $50,000 donation to updating Camp Couchdale.

CEO Brandon Haberer joined CEOs from AgHeritage Farm Credit Services and Farm Credit Midsouth to formalize the Farm Credit Associations of Arkansas' $50,000 commitment to the newly renovated Marion Fletcher Leadership Center at Camp Couchdale.

young girl in yellow shirt with happy face on it smiles as Loan Officer Caleigh Watlington shows her paid off youth loan paperwork.

Another successful YOUTH LOAN! Youth loan member Tatum recently visited her Magnolia Loan Officer Caleigh Watlington and paid her youth loan in full. Youth loans are available for 4-H and FFA livestock projects. (Youth loans carry a nominal interest rate and Farm Credit does not profit from youth loans.)